---
title: "Investment &amp; Access · Back to Joy · Bilingual Therapy with Flor"
description: "Session fees, sliding scale, and superbill information for Back to Joy. Standard $175 · sliding $125–$175. Out-of-network reimbursement via superbill."
lang: en-US
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---

[![Back to Joy](/assets/logo-JkGy5T-6.png)](/)

[Approach](/#approach)[Topics](/#topics)[About](/about)[Investment](/investment)[Contact](/contact)

EN [ES](/es/inversion)Current language: English 

[Schedule a Consultation](/contact)

# Investment & Access

Investment Inversión 

## Investment & access. 

Standard

$175

50-minute session · weekly or biweekly

Sliding scale (limited)

$125–$175

Financial-access spots based on need

I do not currently bill insurance directly. I can provide a superbill for out-of-network reimbursement through your PPO — many PPOs cover a portion. We'll discuss what works in our consultation.

## What's included

-   · 50-minute secure video sessions
-   · Brief between-session messaging for scheduling and logistics
-   · A monthly superbill for PPO out-of-network reimbursement
-   · Bilingual care — sessions in English, Spanish, or both

## On sliding scale

I hold a limited number of reduced-fee spots for clients for whom the standard rate would be a barrier to care. These spots rotate as my caseload changes — please ask during your free consultation.

## On insurance

I am not in-network with insurance panels directly. If your plan has out-of-network mental health benefits (most PPOs do), you can submit the monthly superbill I provide for partial reimbursement. Call the number on the back of your insurance card and ask about "out-of-network outpatient mental health" benefits.

## Good Faith Estimate (No Surprises Act)

Under Section 2799B-6 of the Public Health Service Act, health care providers and facilities are required to give patients who don't have insurance or who are not using insurance an estimate of the expected charges for medical services. As a private-pay client of Back to Joy, you have the right to receive a written Good Faith Estimate of the total expected cost of your care.

-   · You can ask for a Good Faith Estimate before scheduling.
-   · You will receive one automatically at intake.
-   · If the final bill is at least $400 more than the estimate, you may dispute it through the federal patient-provider dispute resolution process.
-   · More information: [cms.gov/nosurprises](https://www.cms.gov/nosurprises). Keep a copy of any estimate you receive.

\[CONFIRM with Flor before publish — this is standard federal language; adjust the intake/dispute process wording to match her practice specifics.\]

## Coming back starts  here.

Volver empieza aquí.

[Schedule a Free Consultation](/contact)

Bilingual NY · UT · VA · PA · MA EN / ES 

Back to Joy

Bilingual telehealth therapy with Flor — adult care across five states.

EN · ES

Practice

-   [About Flor](/about)
-   [Spanish-Speaking Therapy](/specialties/spanish-speaking-therapy)
-   [Topics](/#topics)
-   [Investment](/investment)
-   [FAQ](/faq)
-   [Contact](/contact)

Licensed States

-   New York
-   Utah
-   Virginia
-   Pennsylvania
-   Massachusetts

Contact

-   [florvillagran@gmail.com](mailto:florvillagran@gmail.com)
-   [(646) 543-6182](tel:+16465436182)

In a crisis or emergency, call or text [988](tel:988) (Suicide & Crisis Lifeline) or call [911](tel:911). This website is not for emergencies and contacting the practice does not establish a therapist–client relationship.

[Privacy Policy](/privacy)[Notice of Privacy Practices](/notice-of-privacy-practices)[Accessibility](/accessibility)[Privacy](/privacy.html)[Terms](/terms.html)[Cookies](/cookie.html)[Disclosures](/disclaimers.html)[Good Faith Estimate](/good-faith-estimate.html)

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